Why we exist

Fiat to Crypto Guide started because we were tired of explaining the same thing to friends and family: how to move money between a bank account and a crypto wallet without losing it to fees, delays, or confusing interfaces. The information existed, but it was scattered across forum posts, outdated blog articles, and terms of service written for lawyers. We wanted a single place that treated the process with the seriousness it deserves.

We are not a exchange, a wallet provider, or a card issuer. We do not hold your funds, process your transactions, or earn fees from your activity. We are a small editorial team that tests on-ramps, off-ramps, cards, and cash-out methods, then writes down what we find in plain English.

What we do

We maintain a public database of fiat-to-crypto services and crypto-to-fiat methods available in the United States. For each one, we document the actual steps: what identity checks are required, which payment methods work, typical processing times, fee structures, and where the process breaks down. We update entries when a provider changes its terms, adds a payment rail, or drops support for a state.

We also publish step-by-step guides for common tasks: linking a bank account to an exchange, selling crypto for dollars, using a crypto debit card, and reporting the results on your taxes. Each guide is based on hands-on testing or direct verification with the provider's documentation. When we cannot verify a claim, we say so.

How we work

Every guide goes through three stages: research, testing, and review. Research means reading the provider's current terms and fee schedule. Testing means running a small transaction ourselves when it is practical and safe to do so. Review means a second editor checks the numbers and the steps against the source. We date every article and note what changed in the last update.

We do not accept payment for coverage. Some links on our site are affiliate links, which means we may earn a commission if you sign up for a service. That commission never influences our rankings or our reviews. We disclose affiliate relationships at the top of any page that contains them.

Who we are

The editorial team is led by two people. Maya Chen spent six years in compliance at a regional bank, where she reviewed money transmission licenses and wrote internal procedures for wire transfers and ACH. She started this site after realizing that most crypto guides ignored the banking side of the equation. Daniel Ortiz worked as a product manager at a payment processor, where he built checkout flows for debit and credit cards. He handles the card and cash-out sections and insists on testing every card himself before we write about it.

We also work with a network of freelance contributors: a tax accountant in Texas who reviews our tax guides, a former customer support agent from a major exchange who explains common failure points, and a technical writer who turns our test notes into readable steps. None of them are named on the site unless they agree to be, but their work is behind every article.

What we value

Accuracy over speed. We would rather publish a guide a week late than publish one with wrong fee numbers. If a provider changes its fees, we update the guide and note the change at the bottom.

Clarity over completeness. We do not try to cover every provider in every state. We focus on the methods that most people actually use and explain them thoroughly. When a method is not available in your state, we say so and point you to alternatives.

Independence. We do not take money from providers to rank them higher. We do not run sponsored articles. Our only revenue comes from affiliate commissions and a small number of reader donations.

How we make money

Affiliate commissions: when you click a link to a provider and sign up, we may earn a fee. This does not cost you anything extra. We only link to providers we have tested and would recommend to a friend.

Donations: readers can support our work through a one-time donation. Donations are optional and do not affect our content.

We do not sell advertising, sponsored content, or your data.

Corrections

If you find an error, please tell us. We review every correction request and update the article if we confirm the mistake. We note significant corrections at the bottom of the page with the date and what changed. You can reach us at [email protected].

Get in touch

We welcome questions, corrections, and suggestions for guides. Email us at [email protected]. We read every message, though we cannot always reply individually.